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Celebrating 13 Years of Northwest Private Lending

Seattle and Bellevue Private Money Lender: Bridging the Gap Between Banks and Private Money

Juniper Capital is a relationship-driven private lender that delivers fast, flexible real estate financing throughout the Pacific Northwest. Founded on one but simple and powerful belief: that real estate lending should be personal, flexible, and resilient.

At Juniper Capital, we provide private real estate financing for commercial properties, multi-family residential, investment residential properties, fix and flip projects, land, and construction throughout Seattle and the Northwest.

Since 2012, Juniper has been the Seattle private money lender of choice, serving the greater Northwest and beyond, including Bellevue, Redmond and the Eastside, Oregon and Idaho, Montana, the Mountain West and Oahu and the Hawaiian Islands.

The idea that someone can hack a phone using only its number taps into both fear and fascination—but separating myth from reality is crucial for smart security awareness. Some claims online promise total control of a target’s device with a simple call or message, but the truth is far more complicated. Real threats like SIM swapping begin with the phone number being ported to a device controlled by attackers. By exploiting carrier procedures through social engineering or insider access, criminals can reroute incoming calls and SMS-based two-factor authentication to their own SIM card. That lets them access online banking, email, and even password resets. Meanwhile, phishing attacks via SMS or messaging apps can trick someone into clicking a link that installs spyware—once downloaded, it can access texts, location, and more. These campaigns often originate from suspicious domains or require user interaction, and they go far beyond entering a phone number. Technical methods exploiting SS7 network vulnerabilities—used by mobile carriers—can also theoretically track a number’s location or intercept messages, but implementing requires high-level access and network insider skills. If you’re curious about the real vectors and misleading marketing around phone-number-based hacks, check this breakdown website that explains which tactics are fact, which are hype, and how to defend against them. Educating yourself reduces panic—most everyday users aren’t at risk of advanced telecom hacking. However, everyone should take basic protective steps: secure your carrier account with strong PINs or port-out authorization, avoid SMS-based two-factor when possible, and enable app-based authenticators instead. Don’t click unsolicited links and keep your software updated to patch known exploits. Installing reputable mobile security solutions adds another line of defense. High-profile hacks do exist, but they rely on social engineering, advanced tools, or insider knowledge—not simple magic via phone number alone. Being informed and watchful goes a long way in protecting your digital life.

We invite investors, borrowers, and brokers to experience the Juniper difference, marked by the ease of our lending process, fast turnaround, and reasonable rates.

  • Loan Programs
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    $680mm in loans across residential, commercial, and construction.
  • Our Approach
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    We believe real estate lending should be built on relationships.
  • Loan Process
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    Flexible deal structuring based on individual loan and project needs.

The Juniper Team

In real estate finance, there is no substitute for experience. That’s why, at Juniper Capital, we’ve assembled a team whose decades of combined knowledge in real estate, lending, and underwriting form the foundation of our reputation.

Trust + Transparency
Trust and transparency are hallmarks of our process. Borrowers know where they stand, what to expect, and who to call. Investors see a disciplined, thoughtful approach to portfolio management and risk.

Creativity + Collaboration
Creative underwriting and clear communication for both our borrowers and lenders is what sets us apart. We don’t just fund deals; we help structure them for success.

A History of Funding Success

Since 2008 our mission was clear: provide real estate investors with a lending partner who could move fast and adapt quickly to changing conditions. That mission has guided us to survive, grow, and flourish through every economic cycle.

Market Resilience
Our resilience is rooted in disciplined underwriting, deep market knowledge, and the confidence to act when others pause. We view every challenge as an opportunity to sharpen our approach and reaffirm our values.

Industry Expertise
From residential development to commercial construction, we bring an expert eye to every opportunity, allowing us to evaluate deals efficiently and accurately—often identifying solutions that traditional lenders overlook.

  • Commercial
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    Bothell, WA 108-Unit Apartment Construction Loan
    $29,500,000.00
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    Fairview, OR Multifamily Construction Loan
    $13,500,000.00
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  • Commercial
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    Silverdale, WA 78-Unit Multifamily Construction Loan
    $20,800,000.00
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Let's Move Forward Together

Our commitment to relationships means we stand by our clients through uncertainty, pivot when the market shifts, and celebrate success together. That’s the personal difference—and it’s how we’ve earned trust across the Pacific Northwest for over a decade. Let's talk.